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As Your Business Grows,We Deliver the FUNDS

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Road Haulage Companies enjoy simple invoice finance solutions.

Invoice Discounting & Factoring for Transport & Logistics

Invoice Discounting & Factoring rates .69% to 1.59%

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Same Day Decisions No Originals Needed Fuel Advances Available Set Up In 3 Days

We Offer 3 Primary Types of Trucking Financing

Small Transport Companies

(No Monthly Minimum)

Small Fleets

2.95% - 4.95% Flat Rate

Custom rates available for large fleets

No Up Front Fee to Set Up
No need to over-night mail
Free credit checks online
No monthly minimums
Set up in 3 days
Same Day Funding

Mid to Large Fleets

(10k Monthly Minimum)

Small Fleets

0.20% - 2.5% Rate

Full Advance - No Reserves Same Day Funding

No Up Front Fee to Set Up
No need to over-night mail
Free credit checks online
Set up in 3 days
Same Day Funding
No Financials needed up to 250k

Freight Forwarders

(10k Monthly Minimum)

Small Fleets

0.20% - 2.5% Rate

Custom Rates Available for Large Freight Forwarders

Online Schedule Payments
Free Credit Checks
ACH or Wires to Carriers
Instant Credit Increases
Set up in 3 days
Must have permits in place

We can factor all freight logistic and transportation industries


  • Transport Haulage-livestock
  • Transport Haulage-dispatch Service
  • Transport Haulage Local With Storage
  • Transport Haulage Consultants
  • Transport Haulage Management
  • Transport Haulage Oil Field
  • Transport Haulage-contract Hauling
  • Transport Haulage-dump
  • Transport Haulage-owner Operations
  • Transport Haulage-commodity
  • Transport Haulage-grain
  • Transport Haulage-heavy Hauling
  • Transport Haulage-liquid & Dry Bulk
  • Transport Haulage-local Cartage
  • Transport Haulage-motor Freight
  • Transport Haulage-over Dimensional Load
  • Transport Haulage-refrigerated
  • Transport Haulage-sand & Gravel
  • Transport Haulage-transportation Brokers
  • Transportation-air Freight
  • Transportation-intermodal Drayage
  • Transportation-passenger-tour Bus
  • Transportation-freight Train Load
  • Transport Haulage-containerized Freight

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24/7

Receivable Financing Rates

Starting At 0.20% - 2.5% Or Prime +2% & Admin Fee

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 15 years in business
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Simple & Flexible Factoring for Small to Medium Size Transport Fleets

No Financials Needed - No Admin Fees - No Application Fees - No Monthly Minimum - Free Credit Checks

So Why Wait?

  • Instant Cash Flow for your transport company.
  • Haul more loads by granting credit terms to new customers.
  • No need to borrow money for fuel, payroll, permits or other expenses.
  • Same day funding ( or within 24 hrs.) on credit approved shippers or brokers
  • We Make Same Day Decisions!
  • Large Fleet Revolving Credit lines with Low Flat Fee Rates.

Why do Transport and Road Haulage Companies choose us?

  • We know your industry.
  • We are flexible in approvals and make same day decisions.
  • We keep it simple - No financials needed, No up-front fees to set up. (Large fleets may require financials)
  • We provide cash flow to transportation companies every day.
  • We have affordable factoring rates for all size fleets.
  • We accept 1 lorrie operators, credit lines up to £10 million for larger fleets.
  • We provide customer references upon your request.
  • We set up your initial funding in 3 to 5 working days. (Large fleets may require more time)

Most of our clients are either:

  • Fast growing transport companies whose past earnings and sales histories will not justify the increased borrowing.
  • Start-up operations with no financing base to rely upon or companies with seasonal or uneven sales patterns.
  • Principals with bad credit and cannot obtain traditional financing.

What type of transport companies qualify for this type of funding service?

  • Any transport company can qualify for a factoring receivables credit line if:
    • It hauls for credit worthy shippers or freight brokers.
    • It has not pledged accounts receivable as collateral.
  • Transportation Industries Accepted
    • Owner Operators
    • It has not pledged accounts receivable as collateral.
    • Freight Brokers
    • Dump Truck Hauling
    • Long-Haul Truck Load, Local Delivery or LTL
    • Automobile Transporters (case by case basis)

Request a Call back

24/7

Receivable Financing Rates

Starting At 0.20% - 2.5% Or Prime +2% & Admin Fee

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 15 years in business
Click Here for a Quote
1st Commercial Credit Provides Asset Based Lending, Purchase Order Financing and Factoring to United Kingdom: