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Funding for Service Providers

Is your working capital tied up in unpaid invoices?

Over 17 Years in Business

Recent Transactions


To Small Van Courier providing deliveries in Ireland.


To Small fashion importer and exporter

Invoice Funding for Service Providers

1st Commercial Credit will eliminate the need to rely solely on bank offers and other loans when resolving cash flow insufficiency. With the credit terms that we can give you, the operations of your business would not need to come to a halt just because the working capital is not enough.

What Our Factoring Service & Invoice Discounting does for Service Providers

With our factoring or invoice discounting service, we will help you convert your existing sales ledger into instantly usable cash. There may be other options out there today which also offer financial assistance but the problem is, they rarely recognize the value of the sales ledger. Usually, these are not valid for loans or a credit line. Particularly, banks prefer tangible assets when opening a credit line. They would seek for land, property, inventory and other assets which can be auctioned so that they could liquidate it with no hassle.

Because of the strict regulations and qualifications that banks and lenders impose, entrepreneurs often miss out on a lot of good opportunities just because they do not have ample working capital. This is what we aim to solve.

Why Choose Us?

Accounts Receivable Financing is our Business. 17+ years in business

  • Discounting Rates at 1.59% - 3.5%
  • Optional Libor & Admin fee
  • Credit Lines starting at £20,000 & up to 10 million
  • No Financials - No monthly minimums - No invoice minimums
  • No facility fees - No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Customer referrals upon your request
  • We Make Same Day Decisions

1st Commercial Credit Supports the Growth of Your Business

With our factoring service and invoie discounting solutions, we only look into the financial strength of your customers as basis for determining the allowable credit line. You will be able to open new customers on credit terms or increase credit limits. This leads to further growth of the business. Best of all, the set-up process is easy, there is just minimal paperwork and the initial funds are released in a short time.

Solving the Financial Predicaments with Ease for Service Providers

Our clients present the most common reasons for their financial shortage. Our company aim to eradicate issues such as:

  • Sales ledger is hindering the cash flow which limits the available working capital
  • Bank Credit line has been cancelled because of prior violations
  • Growth of the company demands for bigger working capital but the recorded sales and past earnings are not yet acceptable as reliable basis of loan
  • Traditional financial assistance is not an option because qualifications are not met
  • The financial base of the company is not established yet
  • Seasonal sales cause irregularity with circulating funds and trigger the need for additional capital
Request a callback

Request a callback today!

Receivable Financing Rates

Discount Rates at 1.59% to 3.5%

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 17 years in business

Initial Requirements to Proceed with Processing

Compared to what banks and lenders impose, our requirements are much simpler.

  • Fully filled out application form (2 pages)
  • Updated aging report for the accounts receivable
  • Invoices which will be used for factoring
  • Detailed limit request from every client
  • Copy of Articles of Incorporation
  • Rate confirmation agreement

Why We Are the Best

Because of all the conveniences that we provide, we easily outshine other competitors.

  • Invoice Factoring and Invoice discounting rates are kept to bare minimum
  • Setting up the account only takes 3 to 5 days
  • Upon approval, the initial funding is released within 24 hours
  • Financials do not need to be submitted
  • No monthly minimums, audits or invoice minimums to think about
  • No hidden charges to worry about
  • No fees for set-up or facilities

Invoice Discounting Rates Starting at 1.59% to 3.5%

  • No monthly requirements.
  • No financials needed.
  • No setup fees