web statswebsite tracking software Distributor Business Loans | 1st Commercial Credit UK

Invoice Factoring for Distributors

Convert your Invoices to Working Capital

Over 17 Years in Business

Recent Transactions


To Small Van Courier providing deliveries in Ireland.


To Small fashion importer and exporter

Why Choose Us?

Accounts Receivable Financing is our Business. 17+ years in business

  • Discounting Rates at 1.59% - 3.5%
  • Optional Libor & Admin fee
  • Credit Lines starting at £20,000 & up to 10 million
  • No Financials - No monthly minimums - No invoice minimums
  • No facility fees - No audits - No up-front fees - No hidden fees
  • Set up account in 3 to 5 working days - 24 hr funding thereafter
  • Customer referrals upon your request
  • We Make Same Day Decisions
Request a Quote Today

Invoice Financing for Re-Sellers

1st Commercial Credit offers quick and flexible financial solutions to distributors who need additional funds for their businesses. We have the most comprehensive and competitive factoring and invoice discounting options which can fuel the increasing demands.

Advantages of Our Factoring and Invoice Discounting Finance Program

There are plenty of reasons why our company stands out from all other financial institutions. Our offers put your interest above all else.

  • We got high credit line start and we are capable of increasing this depending on your needs and qualifications
  • Decisions are made within the day
  • Account set-up can be accomplished in 3 to 5 working days and funding occurs within the following 24 hours
  • You do not have to worry about financials, monthly minimums or even invoice minimums
  • We do not require facility fees
  • Transacting with us do not involve up-front fees, audits or hidden charges
  • We can provide customer referrals depending on your request

Solving the Cash Flow Shortage Dilemma

Entrepreneurs are often faced with the need to add more to their capital to satisfy their increasing purchase orders. We can assist with such problems through our Receivable Factoring and Letters of Credit services. Because of the flexibility that we offer, you will be able to take your company’s capacity to manufacture to a notch higher, without the need to put more collateral on the line. We utilize the financial strength of your customer in identifying your credit line.

Eligible distributors Which We Serve

Different companies resort to our services due to some predicaments:

  • Cash flow is hindered because accounts receivable is coming in slowly
  • distributor is beginning to progress but their sales history and recorded earnings will not qualify for rigid bank loans
  • Absence of finance base for new businesses
  • Sporadic spike of sales
  • Traditional financing is not an option because of existing credit line
  • Prior credit violation which makes them unqualified for loans
Quick Processing

Because we intend to serve you faster and better, we make processing much easier too.

  • Accomplish 2-page application
  • Provide slaes ledger report
  • Furnish a list of the customers including the credit limit request
  • Submit a duplicate of the Articles of Incorporation
  • Include the rate confirmation agreement or purchase order
  • Present the invoices to factor
Request a callback
Request a callback today!

Receivable Financing Rates

Discount Rates at 1.59% to 3.5%

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 17 years in business
Schedule Callback
Using Your Sales Ledger Asset for Business Growth

All you need to focus on are the receivables assets to be able to generate additional funding for your business. This will enable you to implement business expansion—higher credit limit for customers, opening credit for new customers, settle deals with suppliers to get discounts, increase amount of raw materials and improve other important aspects of your business.

Invoice Discounting Rates Starting at 1.59% to 3.5%
  • No monthly requirements.
  • No financials needed.
  • No setup fees