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1 (800) 876 6071
BBB A+ rating
20+ Years In Business
Factoring Company Services
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Over 3,600+ clients funded
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No up front fees to set up
No financial required
Funding in 3-5 days
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We Lend MORE Than The Bank

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Request a quote
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$210,000
Valve Importer PO Funding
trucking companies
$100,000
Small Fleet Trucking Company
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$350,000

Industrial Temporary Staffing Agency
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$650,000

Invoice Factoring For Cyber Security Company

A Factoring Company With Supply Chain Finance Solutions

Financing Rates at 0.69% to 1.59%
No Financials or Setup Fees
Customized Rates
Setup in 3 to 5 Days

Invoice Factoring Delivers More Operating Capital?

1st Commercial Credit provides Invoice Factoring for just about every industry. We can set up your account in 3 to 5 working days, up to $350,000 with no financials needed.

We offer funding for small and large companies ranging from as little as $10,000 a month to $10 million in credit line facilities.

set-up your account

Flexible Funding on Accounts Receivable

After your application is approved, the next step is to set-up your account. It takes three to five business days to get your account up and and funded with our accounts receivable financing program. Once your account is approved, we can fund the invoices and advance you the funds in 24 hours.

invoicing process

Unlike other Accounts Receivable Financing Companies, 1st Commercial Credit makes receivable financing easy to obtain with minimal paperwork. Our decisions are not based on financials, tax returns or even equity to debt ratios. We make decisions primarily on the invoicing process and the credit strength of the account debtor (buyer).

We specialize in evaluating and financing accounts receivable and can make a prompt decision within a day. This financial solution involves very little underwriting. The approval process is simple and we can expedite initial funding in 3 to 5 working days. Our clients can enjoy the benefits of our prompt service and begin to use their funds within days of completing an application.

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Call Now 1 (800) 876 6071Request a quote

Flexible Funding on Accounts Receivable

After your application is approved, the next step is to set-up your account.

It takes three to five business days to get your account up and and funded with our accounts receivable financing program. Once your account is approved, we can fund the invoices and advance you the funds in 24 hours.
Unlike other Accounts Receivable Financing Companies, 1st Commercial Credit makes receivable financing easy to obtain with minimal paperwork. Our decisions are not based on financials, tax returns or even equity to debt ratios. We make decisions primarily on the invoicing process and the credit strength of the account debtor (buyer). We specialize in evaluating and financing accounts receivable and can make a prompt decision within a day. This financial solution involves very little underwriting. The approval process is simple and we can expedite initial funding in 3 to 5 working days. Our clients can enjoy the benefits of our prompt service and begin to use their funds within days of completing an application.

Learn More About Invoice Factoring
Receivable Financing Rates at 0.69% to 1.59%
20+ Years In business & Over 3,600+ Clients Funded
Fast Approval Process.
No Financials Required.
3 to 5 Day Initial Setup.
No Up Front Fees to Set up.
Low Credit Score Accepted.
Free Invoicing Software
Businesses Have More Access to Cash Flow Using Factoring Companies

We realize that financing the growth of your business can be a challenge. Newly developed or established businesses selling on credit terms will eventually need more working capital due to growth. If your credit sales to commercial accounts have created a cash flow shortage in your business, then your company will benefit the most by utilizing our invoice factoring service. Business owners realize that there is no need to borrow money from a bank in order to offer credit terms to customers when utilizing factoring companies.

The Hidden Collateral Factoring Companies Prefer: Accounts Receivable

Businesses that sell on credit terms have a hidden asset that most owners do not realize can be used for collateral. 1st Commercial Credit specializes in collateralizing and financing accounts receivable. The receivables are pledged as collateral and the business may draw cash against the eligible accounts receivable at any time. Accounts receivable factoring is not a loan, so there is no need to make payments or create debt to your business.

Why choose us?

Accounts Receivable Financing is our Business.

$10,000 & up to $10 million Facilities.
Set up in 3 to 5 working days.
No facility fees - No Audit Fees.
No Financials Required.
No up-front fees - No hidden fees.
We Make Same Day Decisions.
No Monthly Minimums.
No Invoice Minimum Fees.
Business Qualifications for Receivable Financing & Factoring

Our financing programs can accommodate companies with seasonal or uneven sales patterns or start-up operations with no financial base to rely upon. Any business can qualify for receivable financing if it generates sales on open credit terms to customers with financial credit strength. Most of our clients are trying to find a solution to finance their growth or whose past earnings will not justify a traditional loan or credit line increase.

What Industries Qualify for Receivable Finance?

Every industry is evaluated differently because no industry invoices the same method. Not all factoring companies accept every industry. As a rule of thumb, your business must sell to a good credit worthy account debtor (customer), a receivable or invoice that can be verified or has an acceptance (signed off) by the account debtor. Receivable financing is available to all industries that provide services, or deliver products to commercial accounts. The sale must be "final sale" with no contingencies or disputes. The service or product must be completely delivered in order for an invoice (receivable) to be eligible for funding.

Invoice factoring for business owners is a very time-consuming task in keeping up with submitting invoices along with backup documentation. Our affiliate company has developed a system that allows an easy to use consolidated feature that batches up invoices in the Factoring Module. The batch is prepared and ready to be sent out to a us at any time. Learn More About MyBizPad

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